Challenger banks
October 2025
3rd in cohort
Allica Bank
October 2025 debenture analysis for Allica Bank. Challenger banks cohort, ranked 3rd.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 78 | 70 | 154 | 128 | -20% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Allica Bank | 10.4 | £1.2m |
| Cohort average | 6.5 | £636k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 53 |
| Financial services | 13 |
| Building construction | 8 |
| Retail trade | 7 |
| Accommodation | 5 |
Top Regions
| Region | Count |
|---|---|
| South East | 29 |
| London | 21 |
| Midlands | 18 |
| East of England | 13 |
| Scotland | 11 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 09/10/2025 | QUINN (LONDON) LIMITED | 25.4 yrs | London | Building construction | May-2025, Turnover: £109.0m, Trade Debtors: £14.0m, Net Assets: £9.9m, Staff: 176 |
| 09/10/2025 | FLISHER ENERGY LIMITED | 11 yrs | South East | Utilities | Oct-2024, Debts: £376k, Net Assets: £7.8m, Staff: 12, Est PBT: £198k |
| 17/10/2025 | BIZCLIK MEDIA LIMITED | 18.8 yrs | East of England | IT programming / consulting | Dec-2024, Trade Debtors: £1.8m, Debts: £1.3m, Net Assets: £740k, Staff: 89 |
| 27/10/2025 | SYGNA GROUP (EMEA) LIMITED | 5.5 yrs | East of England | Financial services | Dec-2024, Net Assets: £9.9m, Est PBT: £-8k |
| 27/10/2025 | SYGNA (EMEA) LIMITED | 23.5 yrs | London | Personal services | Dec-2024, Trade Debtors: £1.5m, Net Assets: £2.3m, Staff: 67, Est PBT: £1.1m |
| 28/10/2025 | JM RESTAURANTS LTD | 19.4 yrs | South East | Food & beverage services | Mar-2025, Trade Debtors: £69k, Debts: £505k, Net Assets: £789k, Staff: 56 |
| 14/10/2025 | GLOBAL CORPORATE | 20.5 yrs | Midlands | Building construction | Mar-2025, Trade Debtors: £10k, Debts: £1.1m, Net Assets: £3.4m, Est PBT: £124k |
| 27/10/2025 | SYGNA HOLDINGS LIMITED | 1.9 yrs | South East | Financial services | Dec-2024, Trade Debtors: £0k, Other debts: £1.9m, Net Assets: £3.4m, Est PBT: £-288k |
| 02/10/2025 | WILLOWMEAD RESIDENTIAL | 21.6 yrs | London | - | Dec-2024, Trade Debtors: £78k, Debts: £1.1m, Net Assets: £-2.9m, Staff: 42 |
| 06/10/2025 | SAMUELS FARM SHOP LIMITED | 3.6 yrs | East of England | Retail trade | Apr-2025, Net Assets: £31k, Staff: 40, Est PBT: £27k |