Challenger banks
May 2025
3rd in cohort
Allica Bank
May 2025 debenture analysis for Allica Bank. Challenger banks cohort, ranked 3rd.
May 2025 Debenture Activity
Year-over-year comparison of debenture registrations for May 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 67 | 64 | 98 | 84 | -17% |
Borrower Profile
Average borrower characteristics compared to cohort for May 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Allica Bank | 10.4 | £1.2m |
| Cohort average | 6.5 | £636k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 32 |
| Financial services | 7 |
| Retail trade | 6 |
| Wholesale & retail trade | 5 |
| Residential care | 5 |
Top Regions
| Region | Count |
|---|---|
| South East | 16 |
| Midlands | 14 |
| South West | 14 |
| London | 13 |
| Yorkshire / Humber | 7 |
Notable New Debentures
Significant new debenture registrations in May 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 06/05/2025 | H & T GROUP LIMITED | 20.8 yrs | South East | Financial services | Dec-2024, Turnover: £265.4m, Trade Debtors: £158.4m, Debts: £88.9m |
| 06/05/2025 | HARVEY & THOMPSON LIMITED | 33.7 yrs | South East | Financial services | Dec-2024, Turnover: £264.0m, Trade Debtors: £158.3m, Debts: £88.1m |
| 30/05/2025 | C. SOAR & SONS (UK) LIMITED | 21.6 yrs | Yorkshire / | Waste management | Jun-2024, Turnover: £18.0m, Trade Debtors: £3.1m, Debts: £1.7m, Net Assets: £21.9m |
| 07/05/2025 | BENCHMARK INVESTMENTS | 12.3 yrs | London | Financial services | Jun-2025, Turnover: £20.6m, Trade Debtors: £5.4m, Debts: £1.9m, Net Assets: £11.0m |
| 20/05/2025 | DAWSON CONSTRUCTION | 53 yrs | South East | - | Apr-2025, Trade Debtors: £1.5m, Debts: £3.4m, Net Assets: £8.6m, Staff: 38 |
| 27/05/2025 | AIRBOX FULFILMENT LTD | 7.9 yrs | London | Logistics & warehousing | Apr-2025, Net Assets: £1.5m, Staff: 95, Est PBT: £39k |
| 07/05/2025 | P B DONOGHUE | 9.6 yrs | South East | Waste management | Dec-2024, Turnover: £15.4m, Trade Debtors: £1.3m, Debts: £3.3m, Net Assets: £4.8m, Est PBT: £-157k |
| 02/05/2025 | PROPERTY NETWORK | 11.7 yrs | South East | Real estate | Aug-2024, Debts: £4.4m, Net Assets: £2.7m, Staff: 2, Est PBT: £-2.6m |
| 01/05/2025 | ADELPHI SCOTT LIMITED | 12.7 yrs | Scotland | Real estate | Oct-2024, Debts: £4.0m, Net Assets: £4.6m, Est PBT: £1k |
| 15/05/2025 | NOWELL HOTELS LIMITED | 21.9 yrs | Yorkshire / | Accommodation | Nov-2024, Net Assets: £-33k, Staff: 60, Est PBT: £57k |