Challenger banks
March 2026
3rd in cohort
Allica Bank
March 2026 debenture analysis for Allica Bank. Challenger banks cohort, ranked 3rd.
March 2026 Debenture Activity
Year-over-year comparison of debenture registrations for March 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 74 | 93 | 107 | 147 | +40 | +37% |
Borrower Profile
Average borrower characteristics compared to cohort for March 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Allica Bank | 11.1 | £773k |
| Cohort average | 6.8 | £570k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 58 |
| Financial services | 14 |
| Retail trade | 9 |
| Building construction | 8 |
| Food & beverage services | 7 |
Top Regions
| Region | Count |
|---|---|
| South East | 43 |
| London | 23 |
| North West | 15 |
| Midlands | 15 |
| Scotland | 13 |
Notable New Debentures
Significant new debenture registrations in March 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 16/03/2026 | MEADOWS CARE LIMITED | 22 yrs | North West | Residential care | Mar-2025, Turnover: £16.5m, Trade Debtors: £1.3m, Debts: £2.1m, Net Assets: £5.2m |
| 06/03/2026 | BREANDAN FLYNN | 23.4 yrs | North West | - | Dec-2024, Trade Debtors: £119k, Debts: £8.5m, Net Assets: £17.3m, Staff: 2 |
| 03/03/2026 | CHESHIRE ESTATE AND LEGAL | 9.5 yrs | North West | Real estate | Sep-2024, Turnover: £14.1m, Trade Debtors: £875k, Debts: £1.3m, Net Assets: £171k |
| 11/03/2026 | EXCELL CLEANING SERVICES | 32.1 yrs | South East | Property & facilities services | Feb-2025, Trade Debtors: £340k, Net Assets: £624k, Staff: 130, Est PBT: £220k |
| 16/03/2026 | PALMS ROW HEALTHCARE | 8.1 yrs | Yorkshire / | Human health | May-2025, Turnover: £6.0m, Trade Debtors: £324k, Debts: £2.4m, Net Assets: £7.0m |
| 02/03/2026 | MULTITECH SITE SERVICES | 27.6 yrs | South East | Specialist construction | Dec-2024, Turnover: £10.0m, Trade Debtors: £22k, Debts: £283k, Net Assets: £5.3m |
| 16/03/2026 | FLOWSHELL LIMITED | 35.1 yrs | Yorkshire / | Human health | May-2025, Trade Debtors: £256k, Net Assets: £3.0m, Staff: 68, Est PBT: £387k |
| 03/03/2026 | HILLSIDE GOLF CLUB | 103 yrs | North West | Sports & recreation | May-2025, Trade Debtors: £11k, Debts: £447k, Net Assets: £1.8m, Staff: 64 |
| 09/03/2026 | MARGARET ROSE CARE | 21.4 yrs | South West | Residential care | Aug-2025, Trade Debtors: £88k, Debts: £91k, Net Assets: £1.6m, Staff: 55 |
| 16/03/2026 | H U INVESTMENTS LIMITED | 19.3 yrs | London | Residential care | May-2025, Net Assets: £824k, Staff: 50, Est PBT: £155k |