Challenger banks
March 2025
3rd in cohort
Allica Bank
March 2025 debenture analysis for Allica Bank. Challenger banks cohort, ranked 3rd.
March 2025 Debenture Activity
Year-over-year comparison of debenture registrations for March 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 67 | 74 | 93 | 107 | +13% |
Borrower Profile
Average borrower characteristics compared to cohort for March 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Allica Bank | 10.4 | £1.2m |
| Cohort average | 6.5 | £636k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 47 |
| Financial services | 7 |
| Building construction | 7 |
| Accommodation | 6 |
| Education | 6 |
Top Regions
| Region | Count |
|---|---|
| South East | 25 |
| London | 23 |
| North West | 12 |
| Midlands | 12 |
| South West | 9 |
Notable New Debentures
Significant new debenture registrations in March 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 28/03/2025 | HOCKLEY DEVELOPMENTS | 7.8 yrs | East Midlands | - | Sep-2024, Trade Debtors: £8.5m, Debts: £629k, Other debts: £922k, Net Assets: £2.6m |
| 13/03/2025 | JOHNSON TILES HOLDINGS | 0.2 yrs | North West | Financial services | Mar-2025, Turnover: £21.9m, Trade Debtors: £4.6m, Debts: £2.9m, Net Assets: £5.9m |
| 31/03/2025 | DARLEY | 1827 yrs | GROUP LIMITED 0.1 Midlands | - | Apr-2025, Turnover: £1.3m, Trade Debtors: £3.9m, Debts: £1.5m, Other debts: £3.6m |
| 31/03/2025 | DARLEY LIMITED | 79.1 yrs | Midlands | Paper products | Apr-2025, Turnover: £10.8m, Trade Debtors: £3.9m, Debts: £65k, Other debts: £3.6m |
| 28/03/2025 | ST FRANCIS COLLEGE LIMITED | 3.1 yrs | South East | Education | Aug-2023, Trade Debtors: £178k, Net Assets: £294k, Staff: 128, Est PBT: £400k |
| 13/03/2025 | GEMCABIN LIMITED | 41.1 yrs | North West | - | Jun-2025, Trade Debtors: £3.7m, Debts: £750k, Net Assets: £5.1m, Staff: 41 |
| 14/03/2025 | WEST TEN PROPERTIES (UK) | 18.8 yrs | London | Real estate | May-2025, Net Assets: £4.0m, Staff: 1, Est PBT: £267k |
| 28/03/2025 | ST BERNARDS CARE HOME LTD | 28.9 yrs | Midlands | Residential care | Oct-2024, Trade Debtors: £24k, Net Assets: £3.8m, Staff: 67, Est PBT: £502k |
| 04/03/2025 | WORDSWORTH (U.K.) LIMITED | 26.1 yrs | North West | Office & business support | Mar-2025, Trade Debtors: £1.1m, Net Assets: £1.5m, Staff: 66, Est PBT: £641k |
| 24/03/2025 | BAMBRIDGE LEE LIMITED | 10.6 yrs | East of England | Architecture & engineering | Aug-2024, Trade Debtors: £1.5m, Debts: £22k, Net Assets: £1.7m, Staff: 23 |