Challenger banks
June 2025
3rd in cohort
Allica Bank
June 2025 debenture analysis for Allica Bank. Challenger banks cohort, ranked 3rd.
June 2025 Debenture Activity
Year-over-year comparison of debenture registrations for June 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 38 | 63 | 95 | 88 | -8% |
Borrower Profile
Average borrower characteristics compared to cohort for June 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Allica Bank | 10.4 | £1.2m |
| Cohort average | 6.5 | £636k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 42 |
| Specialist construction | 7 |
| Financial services | 5 |
| Retail trade | 5 |
| Building construction | 5 |
Top Regions
| Region | Count |
|---|---|
| South East | 23 |
| London | 14 |
| North West | 12 |
| Midlands | 10 |
| South West | 7 |
Notable New Debentures
Significant new debenture registrations in June 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 17/06/2025 | METCALFE PLANT HIRE | 38.4 yrs | North West | Building construction | Dec-2024, Turnover: £21.4m, Trade Debtors: £5.0m, Debts: £4.9m, Net Assets: £9.0m |
| 13/06/2025 | THE CROFT SCHOOL LIMITED | 37.6 yrs | Midlands | Education | Aug-2025, Turnover: £4.8m, Trade Debtors: £97k, Debts: £405k, Net Assets: £1.9m |
| 18/06/2025 | DAVIS HUGHES HOLDINGS | 3.4 yrs | Yorkshire / | Real estate | Jul-2025, Debts: £8.3m, Net Assets: £4.3m, Staff: 1, Est PBT: £5.3m |
| 09/06/2025 | M. & J.S. PROPERTIES LIMITED | 75 yrs | London | Building construction | Jun-2024, Trade Debtors: £27k, Net Assets: £9.8m, Staff: 4, Est PBT: £70k |
| 30/06/2025 | PROPERTY NETWORK | 11.8 yrs | South East | Real estate | Aug-2024, Debts: £4.4m, Net Assets: £2.7m, Staff: 2, Est PBT: £-2.6m |
| 17/06/2025 | METCALFE HOLDINGS LIMITED | 19.2 yrs | North West | Financial services | Dec-2024, Net Assets: £866k, Staff: 1, Est PBT: £400k |
| 03/06/2025 | SAPPHIRE COOLING SERVICES | 27.2 yrs | East of England | - | Dec-2024, Trade Debtors: £1.9m, Debts: £147k, Other debts: £75k, Net Assets: £1.1m |
| 06/06/2025 | CANNOCK CHASE AND SOUTH | 8.8 yrs | Midlands | Human health | May-2025, Net Assets: £105k, Staff: 48, Est PBT: £-6k |
| 03/06/2025 | EUROPE AIR CONDITIONING | 19.2 yrs | Yorkshire / | - | Mar-2025, Trade Debtors: £1.1m, Debts: £70k, Net Assets: £1.4m, Staff: 45 |
| 11/06/2025 | BECKMONT LTD | 24.5 yrs | London | Real estate | Dec-2024, Trade Debtors: £12k, Debts: £2.2m, Net Assets: £2.9m, Staff: 5, Est PBT: £81k |