Challenger banks
January 2026
3rd in cohort
Allica Bank
January 2026 debenture analysis for Allica Bank. Challenger banks cohort, ranked 3rd.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 61 | 92 | 84 | 98 | +14 | +17% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Allica Bank | 11.1 | £773k |
| Cohort average | 6.8 | £570k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 33 |
| Financial services | 15 |
| Building construction | 5 |
| Food & beverage services | 4 |
| Unknown | 4 |
Top Regions
| Region | Count |
|---|---|
| South East | 22 |
| London | 12 |
| Yorkshire / Humber | 12 |
| South West | 11 |
| Scotland | 9 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 05/01/2026 | CHARLES TRENT LIMITED | 2.6 yrs | South West | Wholesale & retail trade | Jan-2025, Turnover: £43.5m, Trade Debtors: £615k, Debts: £6.4m, Net Assets: £-407k |
| 05/01/2026 | CHARLES TRENT PROPERTY | 6.3 yrs | South West | Real estate | Jan-2025, Trade Debtors: £6k, Debts: £8.4m, Net Assets: £10.3m, Staff: 5 |
| 15/01/2026 | METCALFE PLANT HIRE | 39 yrs | North West | Building construction | Dec-2024, Turnover: £21.4m, Trade Debtors: £5.0m, Debts: £4.9m, Net Assets: £9.0m |
| 20/01/2026 | STERLING EVENT GROUP | 16.8 yrs | North West | Office & business support | Mar-2025, Turnover: £13.6m, Trade Debtors: £1.5m, Debts: £2.5m, Net Assets: £3.2m |
| 16/01/2026 | CST TRAINING LTD | 6.6 yrs | South East | - | Mar-2025, Trade Debtors: £306k, Debts: £2.1m, Net Assets: £756k, Staff: 105 |
| 21/01/2026 | MAP PROPERTY (S.E.) LLP | 5.9 yrs | South East | Unknown | Mar-2025, Debts: £5.6m, Net Assets: £6.2m, Staff: 1, Est PBT: £26k |
| 09/01/2026 | AMBER LABS LIMITED | 5.4 yrs | London | IT programming / consulting | Aug-2024, Trade Debtors: £1.3m, Other debts: £169k, Net Assets: £363k, Staff: 74 |
| 16/01/2026 | REAL ABR SPV | 2 yrs | LIMITED 1.9 Scotland | Real estate | Mar-2025, Debts: £2.8m, Net Assets: £2.9m, Staff: 4, Est PBT: £0k |
| 21/01/2026 | RJF PROPERTY INVESTMENTS | 5 yrs | South East | Financial services | Dec-2024, Turnover: £8.9m, Trade Debtors: £1.3m, Debts: £2.7m, Other debts: £761k |
| 21/01/2026 | SAFETY FIRST AID GROUP | 66.9 yrs | South East | Wholesale trade | Dec-2024, Turnover: £8.9m, Trade Debtors: £1.3m, Debts: £193k, Other debts: £761k |