Challenger banks
February 2026
3rd in cohort
Allica Bank
February 2026 debenture analysis for Allica Bank. Challenger banks cohort, ranked 3rd.
February 2026 Debenture Activity
Year-over-year comparison of debenture registrations for February 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 51 | 102 | 84 | 109 | +25 | +30% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Allica Bank | 11.1 | £773k |
| Cohort average | 6.8 | £570k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 55 |
| Building construction | 5 |
| Retail trade | 5 |
| Legal & accounting | 4 |
Top Regions
| Region | Count |
|---|---|
| South East | 26 |
| Midlands | 20 |
| London | 17 |
| South West | 9 |
| North West | 9 |
Notable New Debentures
Significant new debenture registrations in February 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 23/02/2026 | G E BOWRA GROUP LIMITED | 65.7 yrs | South East | Real estate | Jun-2025, Trade Debtors: £261k, Debts: £6.9m, Net Assets: £6.0m, Staff: 8 |
| 13/02/2026 | EUROPEAN ESTATES PLC | 78.1 yrs | London | Real estate | Mar-2025, Turnover: £529k, Trade Debtors: £3k, Debts: £7.5m, Other debts: £2.6m |
| 05/02/2026 | GREAT WATER PROPERTIES | 30.7 yrs | South East | Manufacturing (other) | Dec-2024, Turnover: £12.2m, Trade Debtors: £2.2m, Debts: £766k, Net Assets: £3.7m |
| 11/02/2026 | ATLAS COMPOSITE | 8.7 yrs | Midlands | Manufacturing (other) | Dec-2024, Net Assets: £268k, Staff: 71 |
| 16/02/2026 | THINK EMPLOYMENT LIMITED | 25.2 yrs | Yorkshire / | Education | Jul-2024, Trade Debtors: £561k, Net Assets: £1.4m, Staff: 58, Est PBT: £669k |
| 02/02/2026 | VENTRA | 27 yrs | LIMITED 19.2 London | - | Jun-2025, Trade Debtors: £57k, Debts: £4.0m, Net Assets: £2.4m, Staff: 2 |
| 03/02/2026 | NORTHERN JOINERY LIMITED | 32.3 yrs | North West | - | Mar-2025, Trade Debtors: £526k, Debts: £699k, Net Assets: £2.5m, Staff: 51 |
| 12/02/2026 | BRIERLEY CARE LTD | 22.5 yrs | North West | Residential care | Nov-2024, Trade Debtors: £64k, Net Assets: £453k, Staff: 45, Est PBT: £7k |
| 18/02/2026 | BUCHANAN (1983) LIMITED | 63.9 yrs | Yorkshire / | Accommodation | Jul-2024, Debts: £1.5m, Net Assets: £933k, Staff: 42, Est PBT: £-4k |
| 09/02/2026 | PRIYA PROPERTIES | 5.8 yrs | South East | Real estate | Apr-2025, Debts: £2.0m, Net Assets: £2.9m, Staff: 2, Est PBT: £-50k |