Challenger banks
February 2025
3rd in cohort
Allica Bank
February 2025 debenture analysis for Allica Bank. Challenger banks cohort, ranked 3rd.
February 2025 Debenture Activity
Year-over-year comparison of debenture registrations for February 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 58 | 51 | 102 | 84 | -21% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Allica Bank | 10.7 | £874k |
| Cohort average | 6.2 | £475k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 33 |
| Financial services | 7 |
| Wholesale & retail trade | 5 |
| Personal services | 4 |
| Building construction | 4 |
Top Regions
| Region | Count |
|---|---|
| South East | 16 |
| Midlands | 15 |
| London | 10 |
| Yorkshire / Humber | 9 |
| North West | 8 |
Notable New Debentures
Significant new debenture registrations in February 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 19/02/2025 | SC GROUP-GLOBAL LIMITED | 12.9 yrs | South West | Head offices & consultancy | Aug-2024, Turnover: £70.2m, Trade Debtors: £7.0m, Debts: £4.6m, Other debts: £60k, Net Assets: £24.3m, Staff: 229, Est PBT: £7.7m |
| 19/02/2025 | SUPACAT LIMITED | 44.5 yrs | South West | Transport equipment | Aug-2024, Turnover: £58.1m, Trade Debtors: £5.5m, Debts: £872k, Net Assets: £18.7m, Staff: 139, Est PBT: £3.9m |
| 02/02/2025 | AITUS ASSOCIATES LIMITED | 5.8 yrs | East of England | Real estate | Mar-2025, Trade Debtors: £2k, Debts: £9.8m, Net Assets: £5.7m, Staff: 3 |
| 17/02/2025 | BELMONT HEALTHCARE MANAGEMENT LIMITED | 5.3 yrs | Midlands | Financial services | Mar-2025, Turnover: £3.5m, Trade Debtors: £7k, Debts: £3.1m, Other debts: £230k, Net Assets: £7.3m, Staff: 94, Est PBT: £164k |
| 24/02/2025 | FOREVER CARE LTD | 19 yrs | South East | Residential care | Mar-2025, Trade Debtors: £171k, Net Assets: £2.3m, Staff: 92, Est PBT: £742k |
| 21/02/2025 | REGION ENTERPRISES LIMITED | 28.1 yrs | Yorkshire / Humber | Real estate | Dec-2024, Trade Debtors: £287k, Debts: £2.3m, Net Assets: £7.2m, Est PBT: £280k |
| 24/02/2025 | LINGAM CAREHOME LTD | 4.1 yrs | South East | Residential care | Sep-2024, Debts: £5.3m, Net Assets: £-741k, Est PBT: £-613k |
| 25/02/2025 | ADELPHI SCOTT LIMITED | 12.5 yrs | Scotland | Real estate | Oct-2024, Debts: £4.0m, Net Assets: £4.6m, Est PBT: £1k |
| 20/02/2025 | PENTAMON LIMITED | 18.9 yrs | Yorkshire / Humber | Building construction | Mar-2025, Debts: £3.7m, Net Assets: £4.4m, Staff: 2, Est PBT: £-161k |
| 06/02/2025 | TIMEPLAN ESTATES LTD | 4.1 yrs | London | Real estate | Jan-2025, Trade Debtors: £1k, Debts: £5.1m, Net Assets: £1.1m, Staff: 3, Est PBT: £977k |