Challenger banks
August 2025
3rd in cohort
Allica Bank
August 2025 debenture analysis for Allica Bank. Challenger banks cohort, ranked 3rd.
August 2025 Debenture Activity
Year-over-year comparison of debenture registrations for August 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 80 | 74 | 134 | 97 | -38% |
Borrower Profile
Average borrower characteristics compared to cohort for August 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Allica Bank | 10.4 | £1.2m |
| Cohort average | 6.5 | £636k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 41 |
| Retail trade | 9 |
| Specialist construction | 7 |
| Financial services | 6 |
| Wholesale & retail trade | 5 |
Top Regions
| Region | Count |
|---|---|
| South East | 27 |
| North West | 17 |
| London | 11 |
| Midlands | 11 |
| Scotland | 8 |
Notable New Debentures
Significant new debenture registrations in August 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 28/08/2025 | CHIBROCO LIMITED | 18.6 yrs | South West | Real estate | Mar-2025, Debts: £3.7m, Net Assets: £6.7m, Staff: 7, Est PBT: £148k |
| 28/08/2025 | ROSEVILLA RESIDENTIAL HOME | 22.3 yrs | North West | Residential care | Nov-2024, Trade Debtors: £47k, Debts: £574k, Net Assets: £471k, Staff: 59 |
| 13/08/2025 | V3 RECRUITMENT LIMITED | 16.7 yrs | South East | Employment services | Sep-2024, Trade Debtors: £154k, Debts: £17k, Net Assets: £97k, Staff: 57, Est PBT: £21k |
| 21/08/2025 | ASSOCIATED CHEMISTS | 74.2 yrs | Yorkshire / | - | Mar-2025, Trade Debtors: £227k, Debts: £585k, Net Assets: £311k, Staff: 57 |
| 11/08/2025 | T. J. COTTIS TRANSPORT | 24.7 yrs | South East | - | Dec-2025, Trade Debtors: £1.6m, Debts: £2.8m, Net Assets: £1.3m, Staff: 54 |
| 13/08/2025 | PDOCHOLCO LIMITED | 10 yrs | North West | Financial services | Dec-2024, Net Assets: £2.3m, Est PBT: £33k |
| 13/08/2025 | PRIME DOCUMENT LIMITED | 26.4 yrs | North West | Printing & media reproduction | Dec-2024, Trade Debtors: £962k, Net Assets: £5.3m, Staff: 17, Est PBT: £760k |
| 18/08/2025 | WIXEY TRANSPORT LIMITED | 22.5 yrs | Midlands | - | Mar-2025, Trade Debtors: £587k, Debts: £974k, Net Assets: £1.0m, Staff: 28 |
| 26/08/2025 | BLANDS (RUTLAND) LTD | 22.5 yrs | East of England | Land transport & logistics | Mar-2025, Trade Debtors: £333k, Debts: £1.5m, Other debts: £13k, Net Assets: £1.0m |
| 06/08/2025 | PYRAMID PROFILES LIMITED | 29.9 yrs | Midlands | Rubber & plastics | Sep-2024, Trade Debtors: £189k, Debts: £38k, Net Assets: £32k, Staff: 40, Est PBT: £1k |