Challenger banks
April 2025
3rd in cohort
Allica Bank
April 2025 debenture analysis for Allica Bank. Challenger banks cohort, ranked 3rd.
April 2025 Debenture Activity
Year-over-year comparison of debenture registrations for April 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 65 | 62 | 109 | 105 | -4% |
Borrower Profile
Average borrower characteristics compared to cohort for April 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Allica Bank | 10.4 | £1.2m |
| Cohort average | 6.5 | £636k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 44 |
| Financial services | 10 |
| Retail trade | 5 |
| Food & beverage services | 5 |
| Building construction | 4 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 22 |
| South East | 20 |
| London | 16 |
| Yorkshire / Humber | 12 |
| East Midlands | 8 |
Notable New Debentures
Significant new debenture registrations in April 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 11/04/2025 | CIRCLE | 1991 yrs | LIMITED 5.1 Midlands | - | Apr-2025, Turnover: £9.9m, Trade Debtors: £134k, Debts: £1.2m, Net Assets: £2.7m |
| 23/04/2025 | CITYGLEN INVESTMENT GROUP | 6.2 yrs | London | Real estate | Feb-2025, Trade Debtors: £1.2m, Debts: £7.5m, Net Assets: £4.5m, Est PBT: £601k |
| 01/04/2025 | RIOT LABS LTD | 7.4 yrs | South East | Manufacturing (other) | Dec-2024, Turnover: £15.1m, Trade Debtors: £499k, Debts: £374k, Net Assets: £3.0m |
| 01/04/2025 | AMARI GROUP LIMITED | 6.7 yrs | Yorkshire / | IT programming / consulting | Dec-2024, Turnover: £10.9m, Trade Debtors: £2.0m, Debts: £249k, Net Assets: £2.3m |
| 01/04/2025 | SIMPSON ASSOCIATES | 27.5 yrs | Yorkshire / | IT programming / consulting | Dec-2024, Turnover: £10.9m, Trade Debtors: £2.0m, Debts: £249k, Net Assets: £2.2m |
| 24/04/2025 | N INDUSTRIES GROUP LIMITED | 1.7 yrs | London | Financial services | Aug-2025, Net Assets: £8.9m, Staff: 4, Est PBT: £425k |
| 11/04/2025 | CIRCLE INSURANCE SERVICES | 34.2 yrs | Midlands | Insurance & pensions | Apr-2025, Trade Debtors: £30k, Debts: £303k, Net Assets: £1.7m, Staff: 74 |
| 23/04/2025 | CITYGLEN PUB CO. LIMITED | 23.6 yrs | South East | - | Jun-2024, Trade Debtors: £64k, Debts: £174k, Net Assets: £-202k, Staff: 73 |
| 02/04/2025 | HARVEYS OF OXFORD LIMITED | 30.5 yrs | South East | Food & beverage services | May-2025, Trade Debtors: £74k, Net Assets: £761k, Staff: 70, Est PBT: £221k |
| 02/04/2025 | CONNELL DEVELOPMENTS | 32.2 yrs | North West | Building construction | May-2024, Trade Debtors: £2k, Debts: £583k, Net Assets: £6.0m, Est PBT: £144k |