Challenger banks
September 2025
1st in cohort
Aldermore Bank
September 2025 debenture analysis for Aldermore Bank. Challenger banks cohort, ranked 1st.
September 2025 Debenture Activity
Year-over-year comparison of debenture registrations for September 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 245 | 219 | 424 | 571 | +26% |
Borrower Profile
Average borrower characteristics compared to cohort for September 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Aldermore Bank | 5.4 | £338k |
| Cohort average | 6.5 | £636k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 523 |
| Building construction | 16 |
| Financial services | 7 |
| Office & business support | 3 |
| Rental & leasing | 3 |
Top Regions
| Region | Count |
|---|---|
| North West | 101 |
| South East | 98 |
| London | 87 |
| Scotland | 58 |
| Midlands | 57 |
Notable New Debentures
Significant new debenture registrations in September 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 15/09/2025 | CHG-MERIDIAN UK LIMITED | 49 yrs | South East | Financial services | Dec-2024, Turnover: £77.7m, Trade Debtors: £17.5m, Debts: £145.5m |
| 08/09/2025 | SPRINGVALE LEISURE LIMITED | 23.3 yrs | Midlands | Manufacturing (other) | Jun-2024, Turnover: £11.6m, Trade Debtors: £2.1m, Debts: £185k, Other debts: £923k |
| 23/09/2025 | SPRINGHILL PROPERTY | 9.3 yrs | South East | Real estate | Mar-2025, Debts: £11.5m, Net Assets: £6.8m, Est PBT: £229k |
| 06/09/2025 | ANGLE PROPERTY | 8.3 yrs | London | - | Oct-2024, Trade Debtors: £1k, Debts: £14.5m, Net Assets: £5.3m, Staff: 3 |
| 30/09/2025 | 108 PROPERTIES LIMITED | 22.5 yrs | East of England | Real estate | Apr-2025, Trade Debtors: £27k, Debts: £100k, Net Assets: £8.9m, Staff: 4 |
| 02/09/2025 | A C VINTER PROPERTIES | 9.7 yrs | South East | Real estate | Oct-2024, Net Assets: £6.6m, Staff: 1, Est PBT: £164k |
| 17/09/2025 | TIC MOBILE LIMITED | 5.6 yrs | London | Financial services | Jun-2024, Trade Debtors: £1.0m, Net Assets: £9.9m, Staff: 2, Est PBT: £3.9m |
| 09/09/2025 | NS ESTATES (SOUTHERN) | 28.5 yrs | South East | Real estate | Mar-2025, Trade Debtors: £17k, Debts: £4.7m, Net Assets: £7.5m, Staff: 2 |
| 16/09/2025 | CITY TO CITY ESTATES LIMITED | 6.6 yrs | South East | Real estate | Jan-2025, Turnover: £539k, Debts: £7.4m, Net Assets: £2.5m, Staff: 1, Est PBT: £45k |
| 26/09/2025 | MANOR COTTAGE PROPERTIES | 7.4 yrs | South East | Real estate | Dec-2023, Debts: £27k, Net Assets: £3.6m, Est PBT: £51k |