Challenger banks
May 2025
1st in cohort
Aldermore Bank
May 2025 debenture analysis for Aldermore Bank. Challenger banks cohort, ranked 1st.
May 2025 Debenture Activity
Year-over-year comparison of debenture registrations for May 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 223 | 144 | 407 | 610 | +33% |
Borrower Profile
Average borrower characteristics compared to cohort for May 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Aldermore Bank | 5.4 | £338k |
| Cohort average | 6.5 | £636k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 554 |
| Building construction | 24 |
| Financial services | 8 |
| Office & business support | 3 |
| Human health | 3 |
Top Regions
| Region | Count |
|---|---|
| South East | 107 |
| North West | 100 |
| Midlands | 70 |
| Scotland | 70 |
| London | 63 |
Notable New Debentures
Significant new debenture registrations in May 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 13/05/2025 | CHG-MERIDIAN UK LIMITED | 48.7 yrs | South East | Financial services | Dec-2024, Turnover: £77.7m, Trade Debtors: £17.5m, Debts: £145.5m |
| 29/05/2025 | AGATE PROPERTIES | 58.1 yrs | London | - | Apr-2024, Turnover: £13.4m, Trade Debtors: £535k, Debts: £33.3m, Net Assets: £39.8m |
| 08/05/2025 | S H CHUNG PROPERTIES | 8.2 yrs | London | - | Feb-2025, Trade Debtors: £54k, Debts: £23.0m, Net Assets: £10.4m, Staff: 1 |
| 19/05/2025 | ONPOINT LOGISTICS LTD | 28.2 yrs | Midlands | - | Oct-2024, Turnover: £12.7m, Trade Debtors: £3.0m, Debts: £1.7m, Other debts: £3.1m |
| 22/05/2025 | ONPOINT ST LTD | 7.6 yrs | Midlands | Financial services | Oct-2024, Turnover: £12.9m, Trade Debtors: £2.9m, Debts: £1.9m, Other debts: £48k |
| 20/05/2025 | DONEWELL PROPERTIES LTD | 5.6 yrs | East of England | Real estate | Mar-2025, Net Assets: £535k, Staff: 1, Est PBT: £9k |
| 13/05/2025 | AINTREE PLASTICS LIMITED | 29.5 yrs | North West | - | Dec-2024, Turnover: £11.7m, Trade Debtors: £2.5m, Debts: £259k, Other debts: £1.6m |
| 29/05/2025 | CITY TO CITY ESTATES LIMITED | 6.3 yrs | South East | Real estate | Jan-2025, Turnover: £539k, Debts: £7.4m, Net Assets: £2.5m, Staff: 1, Est PBT: £45k |
| 28/05/2025 | HAYHILL DEVELOPMENTS LTD | 19.5 yrs | Scotland | Building construction | May-2025, Net Assets: £482k, Staff: 23, Est PBT: £421k |
| 02/05/2025 | ABBOTT RENTALS LTD | 5.2 yrs | South East | Real estate | Feb-2025, Trade Debtors: £2k, Debts: £4.6m, Net Assets: £689k, Staff: 2 |