Challenger banks
March 2026
1st in cohort
Aldermore Bank
March 2026 debenture analysis for Aldermore Bank. Challenger banks cohort, ranked 1st.
March 2026 Debenture Activity
Year-over-year comparison of debenture registrations for March 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 126 | 468 | 696 | 634 | -62 | -9% |
Borrower Profile
Average borrower characteristics compared to cohort for March 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Aldermore Bank | 5.7 | £326k |
| Cohort average | 6.8 | £570k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 564 |
| Building construction | 24 |
| Specialist construction | 9 |
| Financial services | 8 |
| Unknown | 4 |
Top Regions
| Region | Count |
|---|---|
| South East | 113 |
| North West | 106 |
| London | 87 |
| Scotland | 86 |
| Midlands | 59 |
Notable New Debentures
Significant new debenture registrations in March 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 20/03/2026 | OCTANE PROPERTY FINANCE | 4 yrs | 6 London | Financial services | Dec-2024, Turnover: £16.7m, Trade Debtors: £252.7m, Net Assets: £3.2m, Staff: 3 |
| 27/03/2026 | CHG-MERIDIAN UK LIMITED | 49.6 yrs | South East | Financial services | Dec-2024, Turnover: £77.7m, Trade Debtors: £17.5m, Debts: £145.5m |
| 24/03/2026 | TRAILER RESOURCES LIMITED | 32.2 yrs | South East | Wholesale & retail trade | Mar-2025, Turnover: £19.2m, Trade Debtors: £2.1m, Debts: £25.3m, Net Assets: £8.0m |
| 17/03/2026 | SHAVIRAM SILBURY LIMITED | 7.7 yrs | London | Real estate | Dec-2024, Trade Debtors: £14k, Debts: £20.9m, Net Assets: £-2.5m, Est PBT: £-3.5m |
| 10/03/2026 | LIQUID FLEET LIMITED | 20.7 yrs | Midlands | Rental & leasing | Dec-2024, Trade Debtors: £544k, Debts: £175k, Net Assets: £4.9m, Staff: 13 |
| 25/03/2026 | PEMBRIDGE DEVELOPMENTS | 10.7 yrs | London | Real estate | Dec-2024, Debts: £22.6m, Net Assets: £-1.2m, Staff: 4, Est PBT: £1.6m |
| 10/03/2026 | REACTIVE HIRE LIMITED | 12 yrs | East Midlands | - | Aug-2025, Trade Debtors: £1.4m, Debts: £14.9m, Net Assets: £2.6m, Staff: 20 |
| 03/03/2026 | BODGIT AND SCARPER | 34.2 yrs | North West | Wholesale & retail trade | Dec-2024, Turnover: £22.6m, Trade Debtors: £1.6m, Debts: £9.6m, Net Assets: £417k |
| 25/03/2026 | MERCHANT TAYLOR HOMES | 5.7 yrs | East of England | Real estate | Dec-2024, Trade Debtors: £11k, Debts: £10.7m, Net Assets: £-590k, Staff: 1 |