Challenger banks
February 2026
1st in cohort
Aldermore Bank
February 2026 debenture analysis for Aldermore Bank. Challenger banks cohort, ranked 1st.
February 2026 Debenture Activity
Year-over-year comparison of debenture registrations for February 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 236 | 454 | 687 | 608 | -79 | -11% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Aldermore Bank | 5.7 | £326k |
| Cohort average | 6.8 | £570k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 558 |
| Building construction | 17 |
| Financial services | 10 |
| Unknown | 3 |
| IT programming / consulting | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 121 |
| North West | 88 |
| Scotland | 69 |
| London | 63 |
| Midlands | 60 |
Notable New Debentures
Significant new debenture registrations in February 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 20/02/2026 | CHG-MERIDIAN UK LIMITED | 49.5 yrs | South East | Financial services | Dec-2024, Turnover: £77.7m, Trade Debtors: £17.5m, Debts: £145.5m |
| 03/02/2026 | TRAILER RESOURCES LIMITED | 32 yrs | South East | Wholesale & retail trade | Mar-2025, Turnover: £19.2m, Trade Debtors: £2.1m, Debts: £25.3m, Net Assets: £8.0m |
| 23/02/2026 | CONNAUGHT ENTERPRISES | 29.8 yrs | London | - | May-2025, Trade Debtors: £20k, Debts: £19.9m, Net Assets: £12.2m, Staff: 3 |
| 27/02/2026 | AQUAMARINE HOMES LIMITED | 4.1 yrs | South East | Real estate | Mar-2025, Debts: £16.8m, Net Assets: £14.4m, Staff: 5, Est PBT: £39k |
| 16/02/2026 | THE ROBIN ROARS LTD | 6.9 yrs | London | Real estate | Mar-2025, Trade Debtors: £1k, Debts: £11.6m, Other debts: £116k, Net Assets: £4.3m |
| 04/02/2026 | HORGAN HOUSING LTD | 10.1 yrs | East of England | Real estate | Jan-2025, Net Assets: £6.1m, Staff: 1, Est PBT: £375k |
| 02/02/2026 | MANTLE (EPPING) LIMITED | 10.2 yrs | South East | Real estate | Jun-2025, Trade Debtors: £218k, Debts: £5.4m, Net Assets: £4.2m, Staff: 4 |
| 11/02/2026 | HIGHER UP INVESTMENTS LTD | 9.6 yrs | Yorkshire / | Real estate | Mar-2025, Debts: £6.7m, Net Assets: £931k, Staff: 8, Est PBT: £-665k |
| 26/02/2026 | BROWNS REAL ESTATE (S.E.) | 8.5 yrs | South East | Real estate | Mar-2025, Debts: £6.1m, Net Assets: £-190k, Est PBT: £-21k |
| 04/02/2026 | PAXSOLE LIMITED | 37 yrs | London | Real estate | Aug-2024, Net Assets: £3.6m, Staff: 1, Est PBT: £478k |